The U.S. government does not provide health benefits to citizens or visitors. Any time you get medical care, someone has to pay for it.
According to a U.S. government website, if you break your leg, you could end up with a bill for $7,500. If you need to stay in the hospital for three days, it would probably cost about $30,000.
Health insurance protects you from owing a lot of money to doctors or hospitals if you get sick or hurt. To get health insurance, you need to make regular payments (called “premiums”) to a health insurance company
After you buy health insurance, you can choose a PCP who is part of your insurance company’s network. If you buy an MIT health insurance plan, you will choose a PCP at MIT Medical. Your new PCP could be a nurse practitioner or a physician
PCP stands for “primary care provider.” If you have an MIT health plan, you can choose a PCP at MIT Medical. Your PCP will be the clinician you see for most of your care. In some countries, PCPs are called “generalists,” because they can handle most of your healthcare needs.
Your PCP may be a doctor or a nurse practitioner. Nurse practitioners are registered nurses who have completed a master’s degree. They have also passed a licensing exam that allows them to perform as a PCP. They can diagnose illnesses or injuries, order laboratory tests, develop treatment plans, and write prescriptions
Your PCP is your personal clinician. You will make an appointment to see your PCP if you need a physical exam or if you have a non-emergency problem, like a cough that isn’t getting better or a minor injury. Your PCP can also help you take care of ongoing conditions like diabetes, high blood pressure, or acid reflux.
If you want to see your PCP, you will need to call your PCP’s office to make an appointment. When you call, you need to explain why you need the appointment. If you are sick or hurt, you will get an appointment very soon